Terms of Use

Effective Date: August 15, 2026

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Welcome to NoMerchantFeePay.com, operated by NoMerchantFeePay Consulting Services LLC (“NoMerchantFeePay,” “we,” “us,” or “our”). By accessing or using this website, including submitting information through any form on the website, you agree to these Terms of Use.

 

1. Use of This Website

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This website is provided for informational and business purposes, including providing information about merchant services, payment-processing solutions, cash-discount programs, and related consulting services.

 

You agree to use this website only for lawful purposes and in a manner that does not violate these Terms of Use or applicable laws and regulations.

 

2. Information You Submit

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When you submit information through our website, including a request for a free merchant-processing analysis, you agree that the information you provide is accurate and complete to the best of your knowledge.

 

Information you may voluntarily provide may include, but is not limited to:

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• Your name and business name;

• Email address;

• Telephone number;

• Business address or location;

• Current payment-processing information;

• Monthly processing volume;

• Information appearing on merchant-processing statements;

• Information regarding your current payment processor or provider; and

• Other information you choose to provide in connection with your request.

 

You authorize NoMerchantFeePay Consulting Services LLC to use the information you submit for the purpose of reviewing your request, conducting an analysis, communicating with you regarding your request, and providing information about our products and services.

 

3. Free Analysis Requests

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Submitting a request for a free analysis does not guarantee that you will receive a particular recommendation, savings amount, processing rate, product, service, or other result.

 

Any analysis or information provided by NoMerchantFeePay is based on the information made available to us and may be subject to additional review, verification, underwriting, processor requirements, or other applicable conditions.

 

Any potential savings discussed are estimates and are not a guarantee of future savings.

 

4. Consent to Communication

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By submitting your contact information through this website, you consent to being contacted by NoMerchantFeePay Consulting Services LLC regarding your request and related merchant-services products or services.

 

Communications may be made by telephone, email, text message, or other communication methods you provide or authorize, subject to applicable law.

 

You may request that we stop sending marketing communications at any time. You may also opt out of text messages by following the applicable instructions included in the message.

 

5. Customer-Provided Documents

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If you voluntarily submit documents, including merchant-processing statements or other business records, you authorize us to review those documents for purposes related to your requested analysis or services.

 

You should not submit information that you are not authorized to provide.

 

You are responsible for ensuring that any information or documents you submit may lawfully be shared with us.

 

6. Protection of Submitted Information

 

We take reasonable measures to protect information submitted through our website. However, no method of transmitting or storing information electronically can be guaranteed to be completely secure.

 

By submitting information through the website, you acknowledge and accept the inherent risks associated with electronic transmission and storage.

 

For additional information regarding our collection and use of personal information, please review our Privacy Policy.

 

7. Third-Party Services

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NoMerchantFeePay may work with third-party payment processors, technology providers, merchant-service providers, or other business partners in connection with services requested by customers.

 

Your use of third-party products or services may be subject to the third party's own terms, conditions, privacy policies, and agreements.

 

NoMerchantFeePay is not responsible for the terms, policies, practices, or performance of third-party websites, products, or services.

 

8. No Guarantee of Approval or Savings

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Submission of information through this website does not constitute an application approval, processing agreement, guarantee of acceptance, or guarantee of savings.

 

Actual rates, fees, terms, equipment, funding schedules, and other conditions may vary based on the merchant, business type, processing history, transaction volume, underwriting requirements, applicable agreements, and other factors.

 

9. Website Content

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The information provided on this website is intended for general informational purposes only. Although we strive to keep information accurate and current, we do not warrant that all information is complete, accurate, current, or error-free.

 

We reserve the right to modify, update, suspend, or discontinue any portion of the website at any time without notice.

 

10. Intellectual Property

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Unless otherwise stated, the content of this website, including text, graphics, logos, images, designs, and other materials, is owned by or licensed to NoMerchantFeePay Consulting Services LLC and may not be copied, reproduced, distributed, modified, or used without prior written permission.

 

11. Prohibited Activities

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You agree not to:

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• Use the website for unlawful or fraudulent purposes;

• Submit false, misleading, or fraudulent information;

• Attempt to gain unauthorized access to the website or its systems;

• Interfere with the operation or security of the website;

• Upload malicious software or harmful code;

• Impersonate another person or business; or

• Use information obtained from the website for unauthorized commercial purposes.

 

12. Disclaimer of Warranties

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To the maximum extent permitted by applicable law, this website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied.

 

NoMerchantFeePay Consulting Services LLC does not warrant that the website will always be available, uninterrupted, secure, or free of errors or harmful components.

 

13. Limitation of Liability

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To the maximum extent permitted by applicable law, NoMerchantFeePay Consulting Services LLC and its owners, officers, employees, agents, representatives, and service providers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of the website, submission of information, or reliance on information provided through the website.

 

Nothing in these Terms of Use is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

 

14. Indemnification

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You agree to indemnify and hold harmless NoMerchantFeePay Consulting Services LLC and its owners, officers, employees, agents, representatives, and service providers from claims, liabilities, damages, losses, and expenses arising out of your misuse of the website, violation of these Terms of Use, or submission of information or materials that you were not authorized to provide.

 

15. Changes to These Terms

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We may update these Terms of Use from time to time. Any changes will become effective when posted on this website, unless otherwise stated.

Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms of Use.

 

16. Governing Law

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These Terms of Use shall be governed by and interpreted in accordance with the laws of the State of Texas, without regard to its conflict-of-law principles, except to the extent otherwise required by applicable law.

 

17. Contact Us

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If you have questions regarding these Terms of Use or information you have submitted through our website, please contact:

 

NoMerchantFeePay Consulting Services LLC
Website: NoMerchantFeePay.com

Email: info@nomerchantfeepay.com

Call or Text: +1 (214) 984-7238

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By submitting information through this website, you acknowledge that you have read, understood, and agreed to these Terms of Use.