Privacy Policy

Effective Date: August 15, 2026

NoMerchantFeePay Consulting Services LLC (“NoMerchantFeePay,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you provide through NoMerchantFeePay.com (the “Website”).

This Privacy Policy explains what information we collect, how we use and protect it, when we may share it, and the choices you may have regarding your information.

By using the Website or submitting information through our forms, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

We may collect information that you voluntarily provide to us when you use the Website, request a free analysis, contact us, or otherwise communicate with us.

Depending on the services you request, this information may include:

Your first and last name;
Business name;
Business address;
Business phone number;
Email address;
Business type or industry;
Information about your current merchant services or payment-processing arrangements;
Estimated or actual monthly payment-processing volume;
Information contained in merchant processing statements or other documents you voluntarily submit for analysis;
Information you provide when requesting information about our merchant-services solutions; and
Any other information you voluntarily provide through the Website.

Information Collected Automatically

When you visit the Website, certain information may be collected automatically by the Website or by third-party service providers. This may include:

IP address;
Browser type and version;
Device type;
Operating system;
Pages visited;
Date and time of visits;
Referring website or source;
General Website usage information; and
Other technical information used to operate, maintain, secure, and improve the Website.

2. How We Use Your Information

We may use the information we collect to:

Provide the free merchant-fee analysis you request;
Review your current payment-processing costs;
Contact you regarding your analysis request;
Provide information about merchant-services products or solutions;
Communicate with you regarding our services;
Respond to questions, requests, or inquiries;
Evaluate and improve our Website and services;
Maintain Website security and prevent fraud, abuse, or unauthorized activity;
Comply with applicable laws, regulations, legal processes, or governmental requests; and
Carry out other purposes disclosed to you at the time information is collected or otherwise permitted by law.

3. Merchant Statements and Business Information

If you voluntarily submit a merchant processing statement or similar document for analysis, we may review the information contained in that document to evaluate payment-processing fees, rates, and other applicable charges.

You should not submit information that is not reasonably necessary for the requested analysis.

Before submitting a document, you should consider removing or redacting sensitive information that is not necessary for the analysis, including passwords, account credentials, Social Security numbers, bank account numbers, full payment-card numbers, or other highly sensitive personal information.

We do not request your online banking password, payment-card PIN, or similar authentication credentials through the Website.

4. How We Share Information

We do not sell your personal information for money.

We may share information when reasonably necessary to operate our business and provide requested services, including with:

Service providers that assist us with Website hosting, form processing, communications, analytics, technology, or other business functions;
Merchant-services providers, payment-processing companies, or other business partners when necessary to provide a requested analysis or service;
Professional advisors, such as attorneys, accountants, or other consultants, when reasonably necessary;
Government agencies, regulators, courts, or law-enforcement authorities when required or permitted by law; and
A successor entity in connection with a merger, acquisition, sale, reorganization, or other business transaction involving all or part of our business.

Third parties receiving information from us may use it only as permitted by applicable law and, where applicable, under contractual obligations with us.

5. Marketing Communications

If you provide your email address, telephone number, or other contact information, we may use it to respond to your request or communicate with you about our services.

Where permitted by applicable law, we may also contact you regarding products, services, promotions, or other business opportunities that may be relevant to you.

You may request that we stop sending marketing communications by contacting us using the information provided in the “Contact Us” section below. You may also use an unsubscribe mechanism included in applicable marketing emails.

Please note that even if you opt out of marketing communications, we may still contact you regarding transactions, requests, services, or other communications that are necessary or permitted by law.

6. Cookies and Similar Technologies

The Website may use cookies, pixels, analytics tools, and similar technologies to help operate the Website, understand how visitors use the Website, improve performance, and support marketing or advertising activities.

Cookies are small data files stored on your device by a website.

Depending on your browser and device settings, you may be able to block or delete cookies. Disabling cookies may affect certain Website functionality.

Third-party services used on the Website may also use cookies or similar technologies subject to their own privacy policies.

7. Third-Party Websites and Services

The Website may contain links to third-party websites, applications, social-media platforms, or other services.

We are not responsible for the privacy practices, content, security, or policies of third-party websites or services. We encourage you to review the privacy policies of those third parties before providing them with personal information.

8. Data Security

We take reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, use, disclosure, alteration, or destruction.

However, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure.

Accordingly, we cannot guarantee the absolute security of information submitted through the Website.

9. Data Retention

We may retain information for as long as reasonably necessary to fulfill the purposes for which it was collected, provide requested services, maintain appropriate business and transaction records, resolve disputes, enforce agreements, comply with legal obligations, and protect our legitimate business interests.

Retention periods may vary depending on the type and nature of the information.

10. Children's Privacy

The Website is intended for businesses and adults and is not directed toward children under the age of 13.

We do not knowingly collect personal information from children under 13 through the Website. If you believe a child has provided personal information to us, please contact us so that we can take appropriate action.

11. Your Privacy Choices

Depending on applicable law, you may have certain rights regarding your personal information.

These rights may include the ability to:

Request information about the personal information we collect and use;
Request access to certain personal information we maintain about you;
Request correction of inaccurate information;
Request deletion of certain personal information, subject to applicable exceptions;
Opt out of certain marketing communications; and
Exercise other privacy rights available under applicable law.

To make a privacy-related request, please contact us using the contact information below.

We may need to verify your identity before completing certain requests. We may also be unable to fulfill a request when an applicable legal exception or other lawful basis permits or requires us to retain or use the information.

12. Texas Residents

If you are a Texas resident, certain Texas privacy laws may provide you with additional rights regarding your personal data, subject to applicable thresholds, exemptions, and other legal requirements.

If applicable, you may have rights concerning access to, correction of, deletion of, or other processing of your personal data.

You may contact us using the information below to submit a privacy request.

We will process qualifying requests in accordance with applicable Texas law.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business practices, Website functionality, legal requirements, or other circumstances.

When we make changes, we will update the “Effective Date” at the top of this Privacy Policy.

Your continued use of the Website after an updated Privacy Policy becomes effective constitutes your acknowledgment of the updated policy, to the extent permitted by applicable law.

14. Contact Us

If you have questions about this Privacy Policy, would like to make a privacy request, or have concerns about how your information is handled, please contact:

NoMerchantFeePay Consulting Services LLC

Website: NoMerchantFeePay.com

Email: info@nomechantfeepay.com

Call or Text: +1 (214) 984-7238

15. Important Notice

This Privacy Policy is intended to explain our general privacy practices. It does not create a contractual right or obligation beyond those required by applicable law.

NoMerchantFeePay Consulting Services LLC reserves the right to modify this Privacy Policy as necessary to reflect changes in our business, technology, services, or applicable legal requirements.

Last Updated: August 15, 2026

Privacy Policy

Effective Date: August 15, 2026

NoMerchantFeePay Consulting Services LLC (“NoMerchantFeePay,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you provide through NoMerchantFeePay.com (the “Website”).

This Privacy Policy explains what information we collect, how we use and protect it, when we may share it, and the choices you may have regarding your information.

By using the Website or submitting information through our forms, you acknowledge that you have read and understood this Privacy Policy.

1. Information We Collect

​

We may collect information that you voluntarily provide to us when you use the Website, request a free analysis, contact us, or otherwise communicate with us.

Depending on the services you request, this information may include:

​

Your first and last name;

Business name;

Business address;

Business phone number;

Email address;

Business type or industry;

Information about your current merchant services or payment-processing arrangements;

Estimated or actual monthly payment-processing volume;

Information contained in merchant processing statements or other documents you voluntarily submit for analysis;

Information you provide when requesting information about our merchant-services solutions; and

Any other information you voluntarily provide through the Website.

Information Collected Automatically

​

When you visit the Website, certain information may be collected automatically by the Website or by third-party service providers. This may include:

​

IP address;

Browser type and version;

Device type;

Operating system;

Pages visited;

Date and time of visits;

Referring website or source;

General Website usage information; and

Other technical information used to operate, maintain, secure, and improve the Website.

2. How We Use Your Information

​

We may use the information we collect to:

​

Provide the free merchant-fee analysis you request;

Review your current payment-processing costs;

Contact you regarding your analysis request;

Provide information about merchant-services products or solutions;

Communicate with you regarding our services;

Respond to questions, requests, or inquiries;

Evaluate and improve our Website and services;

Maintain Website security and prevent fraud, abuse, or unauthorized activity;

Comply with applicable laws, regulations, legal processes, or governmental requests; and

Carry out other purposes disclosed to you at the time information is collected or otherwise permitted by law.

3. Merchant Statements and Business Information

​

If you voluntarily submit a merchant processing statement or similar document for analysis, we may review the information contained in that document to evaluate payment-processing fees, rates, and other applicable charges.

You should not submit information that is not reasonably necessary for the requested analysis.

Before submitting a document, you should consider removing or redacting sensitive information that is not necessary for the analysis, including passwords, account credentials, Social Security numbers, bank account numbers, full payment-card numbers, or other highly sensitive personal information.

We do not request your online banking password, payment-card PIN, or similar authentication credentials through the Website.

4. How We Share Information

​

We do not sell your personal information for money.

We may share information when reasonably necessary to operate our business and provide requested services, including with:

​

Service providers that assist us with Website hosting, form processing, communications, analytics, technology, or other business functions;

Merchant-services providers, payment-processing companies, or other business partners when necessary to provide a requested analysis or service;

Professional advisors, such as attorneys, accountants, or other consultants, when reasonably necessary;

Government agencies, regulators, courts, or law-enforcement authorities when required or permitted by law; and

A successor entity in connection with a merger, acquisition, sale, reorganization, or other business transaction involving all or part of our business.

Third parties receiving information from us may use it only as permitted by applicable law and, where applicable, under contractual obligations with us.

5. Marketing Communications

​

If you provide your email address, telephone number, or other contact information, we may use it to respond to your request or communicate with you about our services.

Where permitted by applicable law, we may also contact you regarding products, services, promotions, or other business opportunities that may be relevant to you.

You may request that we stop sending marketing communications by contacting us using the information provided in the “Contact Us” section below. You may also use an unsubscribe mechanism included in applicable marketing emails.

Please note that even if you opt out of marketing communications, we may still contact you regarding transactions, requests, services, or other communications that are necessary or permitted by law.

6. Cookies and Similar Technologies

The Website may use cookies, pixels, analytics tools, and similar technologies to help operate the Website, understand how visitors use the Website, improve performance, and support marketing or advertising activities.

Cookies are small data files stored on your device by a website.

Depending on your browser and device settings, you may be able to block or delete cookies. Disabling cookies may affect certain Website functionality.

Third-party services used on the Website may also use cookies or similar technologies subject to their own privacy policies.

​

7. Third-Party Websites and Services

The Website may contain links to third-party websites, applications, social-media platforms, or other services.

We are not responsible for the privacy practices, content, security, or policies of third-party websites or services. We encourage you to review the privacy policies of those third parties before providing them with personal information.